We are experiencing a retirement crisis here in America. So many people are entering their retirement age right now and have nothing saved. An estimated 40 million Americans have zero retirement savings, and that likely means we are going to see levels of poverty among seniors that we have never experienced before. 

So who is to blame for this retirement crisis, and is there anything we can do to reverse it? Lou Scatigna, CFP discusses that and much more in this segment from The Financial Physician.